Legal Help For People Injured In A Hit-And-Run
The law says any driver involved in an accident must stop and render aid. Colorado law also requires all drivers to be insured for bodily injury to others. What happens if you have the double misfortune of being injured by a driver who fled the scene or by a person with no car insurance?
With the right legal representation, you can still recover compensation. The legal team at Flesch & Beck Law has obtained damages for hit-and-run victims even when the scofflaw driver was never identified. We have helped many clients overcome the problem of at-fault drivers who were uninsured or underinsured for the mayhem they caused.
Our Denver Car Accident Lawyers Enforce Your Insurance Coverage Rights
You may not even know it, but you probably have coverage on your own insurance policy for these scenarios. It is called uninsured motorist/underinsured motorist, or UM/UIM in legal lingo.
Our experienced attorneys know how to leverage all sources of insurance — the other driver’s policy, your own auto or homeowners policy, maybe third-party coverage — to piece together compensation. UM/UIM can be invoked in these scenarios:
- Uninsured driver — If the at-fault person has no insurance, your losses are covered up to the limits of your UM/UIM coverage.
- Hit-and-run — The other driver may have been drunk or panicked or just cold-hearted. A driver who flees the scene is treated as an uninsured motorist, so again your insurance kicks in.
- Underinsured driver — In Colorado, the minimum liability policy is 15/25/50: $15,000 in property damage and $25,000 per person for injuries, up to a limit of $50,000 per accident. Many drivers carry only this minimal coverage, which is quickly exceeded in cases of severe injuries or multiple victims. Your UM/UIM compensates for the difference if your policy limits go that high.
Despite this safety net, don’t make the mistake of thinking that “everything will work out” or that you don’t need a lawyer. Insurance companies often balk at uninsured motorist and underinsured motorist claims. The average person will encounter delays, lowball offers or a flat denial. Our skilled litigators know how to interpret policies to demand your fair compensation. We will go to trial when defendants and insurers refuse to live up to their obligations.
Our Tenacious Representation Pays Off In Insurance Disputes
Our verdicts and settlements often involve UM/UIM compensation. We offer a FREE, no-obligation consultation to discuss the specifics of your hit-and-run accident with our attorneys.
Call or contact us online. We have offices in Denver and Englewood.