Shared Responsibility For A Car Accident

You’ve been in a car accident in Colorado and the insurance adjusters say it was partially your fault. Does that mean you don’t have a claim to cover your injuries and property damage?

Filing A Claim Against Your Own Insurance Policy

If you were found to be at fault for causing the accident, you may file a claim against your own insurance company, but only up to the limits of policy coverage you may have taken out for collision insurance. That will help you pay for repair of your vehicle, but nothing else.

Filing A Claim Against The Other Driver’s Insurance

Colorado is one of numerous states that have gone away from no-fault insurance. Drivers are now subject to a rule called proportional comparative fault, which is set at 50 percent. As long as you are not held to be more than 50 percent responsible for causing the accident, you have the right to file a claim for damages or sue the other driver for damages in excess of his or her insurance coverage.

From Offices in Denver And Englewood, Flesch & Beck Law Is Ready To Help

While filing a claim against an insurance company should be easy, it often isn’t. Even when filing against your own policy, you are likely to run into roadblocks and delays. Insurance companies don’t stay in business by paying fair settlements. Hiring an experienced personal injury lawyer is your best option to get the aggressive representation you need. At Flesch & Beck Law in Denver and Englewood, we have represented thousands of clients in motor vehicle accident injury and wrongful death claims. We know what strategies insurers will use when reducing or denying a settlement and we know the laws to help our clients get the full and fair compensation they need and deserve.

Were You A Passenger Injured In A Car Accident Caused By Your Driver?
It is important to remember that passengers injured in car accidents are nearly always eligible to seek compensation from the negligent driver or drivers causing the accident. Even if your own driver is 100 percent at fault for the accident, you can file a claim for financial damages.

Free Consultation · You Don’t Pay If We Don’t Help You Get Compensation

We offer a free case evaluation and charge no retainer or attorneys’ fees. You pay only if we help you recover financial damages through a negotiated settlement or trial award. Call us at 720-689-0322 or use the email contact form to schedule a free consultation right away.