Being involved in a car wreck can leave victims feeling terrified and helpless. Those feelings can be even more profound when the driver responsible for the wreck flees the scene. Hit and run accidents take a severe emotional and physical toll on victims, but the situation is not necessarily hopeless. We have the tools necessary to help victims achieve the compensation and help that they deserve, even if the driver responsible for their injuries is not found.
Despite the commonly-held belief that victims of hit-and-runs are simply out of luck, our firm has succeeded in recovering monetary damages for many of our Colorado clients. While it is certainly true that you cannot file a personal injury claim against a negligent driver that cannot be identified, it is possible to turn toward a victim’s own insurance policy. Most drivers have uninsured motorist coverage as part of their insurance policy.
Not sure how uninsured motorist — or UM — coverage can help in the event of a hit-and-run? This policy can actually kick in for a number of situations, of which a hit-and-run is just one. Victims involved in a hit-and-run or who were injured by an uninsured or underinsured driver can file a claim with their own insurance company in order to recover related damages.
While most in Colorado people are under the impression that their own insurance company is watching out for them, reality is often quite different. Insurance companies tend to have their eye on the bottom line and little else. Whether dealing with personal insurance companies after hit and run accidents or the companies that insure negligent drivers, careful help and guidance is usually necessary to achieve the compensation that victims deserve.