Hit And Run/Uninsured Motorist

The law says any driver involved in an accident must stop and render aid. Colorado law also requires all drivers to be insured for bodily injury to others. What happens if you have the double misfortune of being injured by a driver who fled the scene or by a person with no car insurance?

With the right legal representation, you can still recover compensation. The legal team at FleschLaw has obtained damages for hit-and-run victims even when the scofflaw driver was never identified. We have helped many clients overcome the problem of at-fault drivers who were uninsured or underinsured for the mayhem they caused.

Our Denver Car Accident Lawyers Enforce Your Insurance Coverage Rights

You may not even know it, but you probably have coverage on your own insurance policy for these scenarios. It is called uninsured motorist/underinsured motorist, or UM/UIM in legal lingo.

Our experienced attorneys know how to leverage all sources of insurance — the other driver's policy, your own auto or homeowners policy, maybe third-party coverage — to piece together compensation. UM/UIM can be invoked in these scenarios:

  • Uninsured driver — If the at-fault person has no insurance, your losses are covered up to the limits of your UM/UIM coverage.
  • Hit-and-run — The other driver may have been drunk or panicked or just cold-hearted. A driver who flees the scene is treated as an uninsured motorist, so again your insurance kicks in.
  • Underinsured driver — In Colorado, the minimum liability policy is 15/25/50: $15,000 in property damage and $25,000 per person for injuries, up to a limit of $50,000 per accident. Many drivers carry only this minimal coverage, which is quickly exceeded in cases of severe injuries or multiple victims. Your UM/UIM compensates for the difference if your policy limits go that high.

Despite this safety net, don't make the mistake of thinking that "everything will work out" or that you don't need a lawyer. Insurance companies often balk at uninsured motorist and underinsured motorist claims. The average person will encounter delays, lowball offers or a flat denial. Our skilled litigators know how to interpret policies to demand your fair compensation. We will go to trial when defendants and insurers refuse to live up to their obligations.

Our Tenacious Representation Pays Off In Insurance Disputes

Our verdicts and settlements often involve UM/UIM compensation. We offer a FREE, no-obligation consultation to discuss the specifics of your hit-and-run accident with our attorneys.
Call 720-689-0322 or contact us online. We have offices in Denver and Englewood.

“ I was Injured and they paid ”

I was hurt when I was rear ended and I used up all my insurance money on treatment for my injuries. I went to Kevin to get fair compensation. His office was very helpful, explained the process and then they followed through like they promised. I got my medical expenses paid and money for future treatment plus I got money for pain and suffering. I was very surprised by the result. – Linda

“ Really Happy ”

I went to Fleschlaw after hearing an ad on the radio. I interviewed several attorneys and Kevin and his staff made me feel the most comfortable. They explained the process. The car accident really messed up my life. I needed help with my medical bills, lost wages and pain and suffering. We just got the case resolved. It was a long process but I am very happy with the results. I would refer anyone to Fleschlaw if they get in a car accident. – Sara

“ Fleschlaw took care of my case when other lawyers stopped helping ”

I was with another firm that dropped me after they didn't get a settlement right away. I am so glad they did. I found Fleschlaw and they quickly filed suit and fought for my rights. We were set for trial in April and we settled the case when the insurance company finally paid a fair amount for my long term problems. I would refer Kevin and his staff to all of my friends and family. – Dana

“ Very Happy ”

I retained Fleschlaw to handle my claims against someone who hit me last year. The insurance company was jerking me around and I was really mad at how awful I was being treated. Kevin met with me and he made me feel less anxious right away. The firm handled the claim professionally and their customer service was the best I have ever experienced with any lawfirm. The results have changed my life. – Mary

“ Fleschlaw knows car accidents ”

I was involved in a hit and run while driving for work. I was referred to Kevin from my worker's comp. lawyer. Kevin and his staff were great. The process was really confusing but he explained everything and did exactly what he said would happen. I got my money fast and I am back to work. - Valinda

“ Kevin did a great Job!! ”

I had a personal injury case and I started with another lawyer and that lawyer would never call me back or talk with me. I called Kevin to get a second opinion and he was so helpful I switched lawyers. I am so glad I did. He went to bat against the insurance company and finally got them to pay me more than I was expecting. - Mandy